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No Annual Fee
100 reward miles the first time you use your Card²
1 reward mile for every $20 in purchases charged to your Card¹
3.99% on balance transfers for the first six months of Card membership, provided your account is and remains in good standing³

No annual fee
0% APR on purchases for the first 5 months
Grace period for purchases: at least 20 days
Minimum finance charge: $2.00
No transaction fee for purchases
Transaction fee for cash advances: $5 for each cash advance of $100 or less from any Automated Teller Machine (ATM), transfer or convenience check; for cash advances (listed above) greater than $100 and all other cash advance transactions, $15 or 4%, whichever is higher
Balance transfer fee: N/A
Late payment fees: $39
Over the limit fees: $39
Credit line up to $25,000.00
APR: See website for additional APR information

Higher Average Charge – Industry research shows that the average American Express transaction is nearly 31% higher than the average non-American Express credit transaction.
Avid Internet Shoppers – 97% of American Express Cardmembers have Internet access at home and made, on average, 15.5 retail Internet purchases in the past 6 months.
Higher Retail Spending – American Express Cardmembers spent 2.4 times as much on retail purchases in the past month as Non-Cardmembers.

Earn 5% cash back on gas, office supplies and wireless services
Earn 1% on cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
No fee with the flexibility to pay in full or carry a balance
0% introductory APR for the first 12 months
OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

No annual fee for the first year - $125 Thereafter
Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
No Pre-Set Spending Limit
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Global Assist® Plus Hotline and many more benefits included.
Express Approval. Get a decision in less than 60 seconds.

No annual fee for the first year - $95 Thereafter
Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card!
The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
Many other travel and shopping benefits
No Pre-set Spending Limit
Express Approval. Get a decision in less than 60 seconds.

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